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Getting a mortgage for the first time

Buying a home for the first time is an exciting time So, you wish to buy your first home and take out a mortgage. Then congratulations on your first steps to becoming a home owner! Buying a home for...

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What is the difference between “fee” and “no fee” brokers?

Why do some mortgage brokers charge for advice and others dont? I was recently asked this question on my Facebook page – what is the difference between those brokers what want to charge a fee and those...

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Q&A: What is a fixed rate mortgage?

Choosing the right mortgages for first time buyers I was asked on the Q&A forum: What is a fixed rate mortgage and how do they differ from others? Answer: Fixed rate mortgages are very popular and...

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Q&A: What is a tracker mortgage?

Choosing the right mortgages for first time buyers What is a tracker mortgage and how do they work? Answer: A tracker mortgage “tracks” the BOE base rate. This means the rate of interest you are...

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Q&A: What is a variable rate mortgage?

Choosing the right mortgages for first time buyers Another question I get asked alot is to explain what a variable rate mortgage is. Answer: A variable rate mortgage is a type of mortgage whereby the...

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85% buy to let mortgages

A quick search online at any of the major mortgage comparison sites will show that there is now more 85% mortgages for buy to let property than ever before. This is good news for the buy to let market...

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